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Secure Your Property by Getting an Airbnb Insurance Provider

Facing insurance problems is daunting in itself. They’re complicated and costly, and could easily set you back for future plans!

The same goes for Airbnb hosts—signing up as a property owner looking to make more income is as easy as a few clicks on the website. However, getting way too excited could come at a price.

Inadequate coverage for your Airbnb properties could bring about a myriad of consequences, whether financial or legal. Keep in mind that home-sharing or short-term property leasing are business activities that involve other people, clients, and customers who will make use of your property as their own. Who knows what could happen, right? So make sure you get the proper insurance provider to optimize your Airbnb!

Learn why it’s crucial for you to get a Short-Term Rental Insurance Provider, and why this could be a better option over Airbnb’s Host Protection Insurance.

Why Do You Need to Consult an Insurance Company?

Listing your property or your home could mean additional income. But with the coming and going of tenants, your property is susceptible to damages, among many other situations! And without the proper coverage of insurance, you’ll be in a tight spot.

As a property owner, it’s never a good thing to be in a vulnerable state. So for the solution to this, search for possible providers near your area. Pick a vacation rental insurance company that can walk you through compliance with current laws and can protect you from liability issues at the same time. This way, you don’t just make money but also maximize your Airbnb earnings in the long run!

Let’s Compare Airbnb Insurance Provider and Airbnb’s Host Protection Insurance

Airbnb ensures these two things: Host Guarantee and Host Protection Insurance. But unfortunately, these are what both fresh and seasoned hosts don’t always sift through when reading Airbnb’s marketing copy and terms of the agreement.

First, a Host Guarantee promises that Airbnb will give you a certain amount if you face specific issues, such as property damage. However, there’s a ceiling to this amount, and it won’t secure or protect you any further. It’s important to note that this is not an insurance policy.

Second, Host Protection Insurance carries a similar tone. Again, Airbnb has composed these terms creatively, in a way that could be very difficult for you to claim insurance or receive reimbursements for significant issues. For example, a burglar breaks into your home and assaults a guest. This type of major occurrence will cost you expenses such as injury claims and legal advice that, unfortunately, Airbnb will not cover!


Insurance companies generally offer the same thing: Protection. But, they’re all designed in unique ways. Now, the real challenge is choosing an insurer that can specify agreements for you and your Airbnb property simultaneously. It might be a stretch, but research on purchasing homeowners coverage with commercial liability policies. It may be costly to ensure Airbnb success, but know that proper and affordable insurers cover property rentals and their owners.

If you're looking to learn more about how to maximize your Airbnb's earnings, you can join our FREE webinar training that will teach hosts how to increase their earnings by up to 112%. So what are you waiting for? Schedule a 30-minute Airbnb strategy session with BeyondBNB now!

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